Benefits

Health Benefits
Through a flexible benefits program, National City Mortgage offers a choice of comprehensive medical and dental plans to employees as of their dates of hire.

Voluntary Eye Care Coverage
The Eye Care Plan covers periodic eye exams and discounts on prescription eyewear. Employees may elect coverage as of their dates of hire.

Life Insurance
On their dates of hire, employees are eligible for Group Life and Accidental Death and Dismemberment Insurance, Dependent Life Insurance and Voluntary Personal Accident Insurance.

Health Care & Dependent Care Reimbursement Accounts Plans
Employees may contribute to the reimbursement account plans on a pre-tax basis and receive reimbursement of eligible medical, dental and dependent care expenses. If hired before September 1st of the year, employees may participate as of their dates of hire. Employees hired later in the year may participate beginning on the following January 1st.

Savings and Investment plan (SIP) -A 401 (k) plan
National City Mortgage helps employees build retirement income by offering the SIP. Employees are eligible to participate on an unmatched basis after 30 days of service provided they are at least 21 years of age. They can contribute up to 20 percent of eligible pay on a pre-tax basis, (generally, base pay and up to $75,000 of certain additional eligible pay), subject to IRS limits. Your commission is considered "eligible pay", up to certain stated levels, subject to certain limits. On the first day of the month following the first anniversary of your employment, National City Mortgage makes matching contributions - $1.15 for every $1.00 contributed from 1 percent to 6 percent of eligible pay.

Employee Stock Purchase Plan
Employees may purchase shares of National City common stock through payroll deductions, cash payments and reinvestment of dividends.

Educational Assistance
National City Mortgage encourages employees to continue their education and supports their efforts by helping eligible employees pay certain tuition expenses for approved courses.

Transportation Management Reimbursement Account Program
Employees may set aside pre-tax dollars to receive reimbursement for parking expenses incurred while commuting to and from work.

Work/Life
Recognizing that employees often struggle to balance their professional and personal lives, National City Mortgage offers the following:

Employee Assistance Program
A no-cost professional counseling service available 24-hours a day.

Lifeworks®
An employee resource program offering free information, advice and referral to local and national resources.

Childcare Discounts
Childcare tuition discounts are available with two national providers.